You’ve probably heard of the saying, “Health is wealth,” countless times before. The statement’s figurative meaning aside, getting sick is going to cost you a lot of money, moreso if you don’t have health insurance.

According to BusinessMirror, health expenses in the Philippines is expected to grow at an average of 8% every year. In 2017 alone, the health expenditure of the country was estimated at P684 billion with P373 billion of it being covered through out-of-pocket spending. That means more than half of the health expenses that year came straight out of people’s hard-earned savings.

Those who are employed might already be covered by a corporate health insurance plan. But is the coverage sufficient? See, treatment for serious conditions will not be cheap. For instance, treatment for breast cancer costs an average of P430,000; an acute heart attack at P978,000; kidney dialysis at P1 million; a stroke at P1.8 million; and lung cancer at P2.7 million. Factoring in the limit of your employment health insurance and PhilHealth, you would still probably be looking at hundreds of thousands in medical bills in case you contract any of these conditions. Simply put, getting sick is extremely expensive.

That’s why when it comes to health, prevention is always better than a cure. You don’t have to spend thousands or even millions of the money you worked so hard for on treatment when you and your family don’t get sick in the first place. How? Well, there are now prepaid plans that cover you for preventive measures such as unlimited doctor consultations and various lab examinations.

Better yet, we at Maria Health have partnered with some of the country’s top health maintenance organizations (HMOs) to make these preventive care plans more affordable and accessible for everyone. Our website houses an extensive list of plans that cover a wide variety of health needs.

We recommend checking out the following plans:

PhilCare unli-Consult

These plans let you enjoy one year of unlimited medical as well as dental consultations with accredited specialists for the one-time fee of P3,600 for adults; P3,700 for kids; and P5,000 for seniors (65 years old and above).

MediCard's Prepaid Consultation Cards

The Medicard RxER plan, meanwhile, offers one year of unlimited doctor consultations and emergency coverage of up to P20,000 for the one-time of P1,998. 

KonsultaMD Subscription

These plans let you enjoy unlimited access to 24/7 doctor consultations and telephone medical assistance and general health information for only P720 for one person; P1188 two person; and P1800 for a group of five persons.

Time to get covered. Invest on your much-needed health insurance with Maria Health.