Top Investment Options for Young Professionals

When you're young, it's normal to enjoy the freedom you have with your career and money. But you’re going to one day reach a point in your life where your financial decisions can affect the lifestyle you might have in the future. So it's best to think ahead and start investing as early as possible.

This doesn’t mean you can’t explore options or spend money on things you actually like anymore. In fact, it’s going to be the opposite, if you make the right investments. Having some financial security affords you some room to have fun as you take the next big steps in life.

To help you get started, we’ve whipped up a list of investment options that every young professional should consider.
 

Personal Growth

Famous American business magnate Warren Buffet once said, “the most important investment you can make is in yourself.” Developing your skills and knowledge can help you grow professionally and eventually present you with opportunities to make more money.

There are now so many ways to for you to invest in yourself without costing a hefty sum. For instance, there are plenty of books, podcasts, videos, you can easily check out that can teach you some valuable new things. You may also want to attend seminars and workshops related to your career. If you have some money to spare, pursuing higher education can be good too.

Whatever you choose, just remember that what you might know or be able to do tomorrow will ultimately depend on what you do to improve yourself today.

Business

It’s a common misconception that you need a big capital and a business degree to set up and run a successful business. While it helps to have those at the start, a lot of the most successful businesses today all come from humble beginnings. What’s important is that you have the commitment and patience to make your investment profitable.

You can always start by turning your passion or hobby into a money-making venture. For example, if you’re interested in fashion, why not have your own designs made and sell them online. There are countless ways for you to start a business with just a few thousand pesos and a bit of creativity.

Stocks 

Many people are said to be afraid of investing in the stock market because it's considered a high-risk investment. Yes, there are bad years for the market, but there are good years too where an investment could be very profitable.

What's important when you choose to put some money in stocks is that you're in for a long-term investment. Don't expect to make your money back in a few months or a year, wait it out and you're likely to see higher returns.

 
Health

Health is wealth. You've probably heard it said a thousand times before, but it cannot be overstated enough that being healthy is as valuable as being wealthy.

When you're sick, you might not be able to go to work and earn your income like you normally would. In emergency cases, you might even have to pay for expensive medical bills, which can hurt your financial stability. That's why it's important to lead a healthy lifestyle.

Besides this, it also helps to protect yourself with a health insurance that can cover for your different medical needs. We, at Maria Health, have partnered with some of the country's top health maintenance organizations (HMOs) to bring you accessible and affordable healthcare plans. Our website houses a comprehensive list of plans perfect for every young professional including the Adults Bundle, MyHealth PRIME Check Executive Check-Up, and Maxicare Prima Silver.
 

Adults Bundle

The Adults Bundle brings together different plans to provide you a well-rounded coverage that features unlimited consultations, emergency coverage, and confinements for just P5,349.

MyHealth PRIME Check Executive Check-Up

The MyHealth PRIME Check Executive Check-Up is a check-up package that come with all the tests you need to take control of your health. It includes a physical evaluation, laboratory tests, and special examinations for a one-time fee of P17,000.

Maxicare Prima Silver

The Maxicare Prima Silver lets you enjoy one year of unlimited outpatient consultations with medical professionals for just P4,999.