Most health insurance plans cover people below the age of 65, leaving many senior citizens in the Philippines lacking access to quality healthcare. PhilHealth, however, provides senior citizens with financial aid on healthcare through the government. But with the elderly being more vulnerable to health risks, they tend to require more assistance, which may be costly without health insurance coverage.

Prepaid health cards are the best insurance plans that senior citizens can avail of as it provides access to healthcare services with financial support from insurance providers. Compared to comprehensive plans, which are usually ineligible to 65 years old and above, prepaid health plans offer more accessible and affordable healthcare services. With different insurance providers’ health insurance coverages and validity periods, senior citizens have a variety to choose from.

For consultations, MediCard Health Check E-Voucher grants access to unlimited medical consultations with a MediCard Doctor for a year and one physical exam in MediCard free-standing clinics for a one-time fee of P500. This health card has no age restrictions, making it perfect for senior citizens even on a budget.

Eligible for 65 years old and above, iCare MedConsult Seniors prepaid health card offers unlimited telemedicine and dental consultations for a year and four (4) face-to-face outpatient medical consultations through their accredited network of doctors for a one-time fee of P3,500. Best suited for senior citizens with the additional budget, especially outpatient care.

Maria Health is a technology company that offers you an easier way to shop for health coverage plans from partner insurance companies. Specifically for senior citizens, Maria Health has curated a list of prepaid health plans well-suited for their healthcare needs. 

Sources:

https://www.mariahealth.ph/prepaid/medicard-health-check-e/

https://www.mariahealth.ph/prepaid/medconsult-seniors/

Author

Writer for Bullish